Changes can be made during open enrollment which is typically during a period between October and December, changes made will be effective January first for the following calendar year. Employee’s who qualify for a “special enrollment period” can change enrollments for thirty days after the qualifying life event.
Active employees may qualify for a special enrollment period to enroll any time for the following life events health coverage, getting married, having a baby, or adopting a child. Please note, only employees with active medical coverage through Saratoga County can add dependents during special enrollment periods. If you qualify for a special enrollment period, you have up to 30 days following the event to enroll in a plan.
What documents do I need to submit?
Marriage – copy of marriage certificate.
Newborn – copy of birth certificate and social security number (the county will add the baby the day the child is born to health insurance (in 4MyBenefits) however we will need copy of birth certificate and ssn once the employee receives it).
Loss of health coverage – if an employee was enrolled under their parents benefit and are now over the age or have lost coverage under a spouse or for any other reason – we will need letter from previous insurance indicating their health insurance has been terminated.
Your current health insurance elections will be active until the end of the month of your employment termination. Former employee’s can opt into COBRA insurance and will pay the full monthly premium plus a two percent (2%) administrative fee for their health insurance and/or dental insurance.